
A TOTAL of 371 car insurance offences were recorded in Limerick in 2025, with 18,275 offences recorded on the county’s roads since 2003.
Analysis of new CSO stats by CompareInsurance, i.e. found there was one insurance offence for every 393 driving licences in Limerick last year, compared to the national average of one in 363.
The total number of insurance incidents recorded nationally last year was 9,749, with 305,469 recorded between 2003 and 2025.
Insurance offences include failures to have, produce or display valid insurance documentation, which means the offences do not necessarily mean uninsured driving.
The study shows that Galway recorded the highest rate of offences last year, with one in every 242 drivers failing to produce or display insurance. Meath had the lowest rate at just one in every 694 drivers.


